The two-day conference, themed “Reimagining Financial Inclusion through Cultural Shifts in Consumer Credit,” will take place from Tuesday, December 2 to Wednesday, December 3, 2025, at the Eko Convention Centre, Victoria Island, Lagos and will feature keynote addresses, panel discussions, and case studies that collectively aim to reframe Nigeria’s consumer credit culture and foster a more inclusive economy.

Bringing together policymakers, banking executives, technology innovators, and thought leaders, the conference will examine how shifting cultural attitudes toward credit, alongside technology and data-driven solutions, can accelerate access to finance for millions of unbanked and underbanked Nigerians.

As part of the event’s robust agenda, Verve, a subsidiary of Interswitch Group, will feature prominently on Day 1 (December 2) in a high-impact panel session titled “Alternative Credit Scoring for the Underserved.” The session will convene industry experts to interrogate the limitations of traditional credit models and explore innovative approaches that leverage alternative data to unlock new pathways for financial inclusion.

Speaking ahead of the conference, Mitchell Elegbe, founder and group managing director of Interswitch Group, said:

“We are delighted to once again collaborate with CeBIH in advancing the conversations that are shaping the future of financial access in Nigeria. At Interswitch, we recognize that inclusion goes beyond connectivity, it is about creating credit systems that reflect the realities and aspirations of everyday people. Through technology and data intelligence, we can reimagine lending models that empower individuals and businesses previously excluded from the financial ecosystem, unlocking prosperity at scale.”

Established to promote collaboration and thought leadership within Nigeria’s digital financial services industry, CeBIH continues to play a pivotal role in influencing the direction of e-business and payments innovation.

This year’s theme reflects a growing recognition that financial inclusion extends beyond digital access to encompass the development of responsible and culturally attuned credit systems that enable economic participation and growth.

Interswitch’s continued sponsorship of the CeBIH Annual Conference underscores its strategic commitment to driving financial empowerment, fostering innovation, and shaping a sustainable digital economy in Nigeria and across Africa.

A subsidiary of Moniepoint Inc, TeamApt Ltd, facilitates payment processing across many industries while enabling reliable payments for banks and their customers, while reducing operating costs.

Mr Ajalie added that the industry’s regulator, Central Bank of Nigeria has delineated what each entity should do and how they should function in creating a successful payment ecosystem that protects consumers and enables businesses, which he admitted to be complementary and not competitive.

He made this point while participating as a panelist at the annual conference of the Committee of e-Business Industry Heads (CeBIH) conference in Lagos with the theme, “Payment System Vision 2030: Navigating Contemporary Issues in Driving Future Growth”.

Other panelists at the session include: Partner, Digital Engineering, Deloitte, Oluwole Oyeniran; Chairman, Association of Licensed Telecoms Operators of Nigeria (ALTON), Gbenga Adebayo; Chief Executive Officer, Emtech, Carmelle Cadet; Chief Operating Officer, Nigerian Financial Intelligence Unit (NFIU), Dr. Mohammed Jiya. The panel discussion focused on “Digital Payments and the National Digital Economy Framework (NDEF).”

Formed in July 2008, CeBIH seeks to achieve the primary objective of driving the adoption of electronic banking services in line with global practices by serving as a forum for Heads of e-Business/e-Payments in Nigerian deposit-money banks to share ideas and experiences, as well as advocating for the use of the right technologies, policies, standards, innovation and public awareness in creating a financial services landscape that works for all.

This year’s event, which had Moniepoint Inc as a Premium Sponsor, demonstrates the financial giant’s avowed commitment to create a safe, transparent and secure digital payments ecosystem for all Nigerians.

The moderator who is also the founder of aCubed Limited, Wunmi Ogunbiyi, opened the panel discussion by highlighting the session’s focus on providing clarity on the real issues that matter to everyday Nigerians when it comes to digital payments, such as high fees that burden users unnecessarily, lack of accountability in digital transactions, bridging the gap in digital literacy to empower all Nigerians and navigating the challenges of our evolving financial ecosystem.

Touching on the imperative of borderless transactions and the solutions for implementation with respect to the framework, Ajalie said,

“Borderless transactions have to happen, because we’re becoming more interconnected by the day and by the minute. We still have a lot of siloed implementations among key stakeholders and unless we recalibrate our systems, borderless remains beyond our reach and a mirage. There’s the fierce urgency of now that demands that we find solid ways to interconnect, and once we’re able to interconnect within ourselves, reconcile properly, especially on the local front, then we can present a single, unified front that will enable us to push transactions and receive transactions from outside. We cannot go forward without fixing these internal challenges.”

Wrapping up his thoughts, he reiterated the need for industry-wide collaborations in fighting the menace of fraud,

“If we able to all share information and collaborate seamlessly, we’ll find out that it becomes disinteresting for these bad faith individuals to use the collective technology commonwealth that we have all built to commit nefarious activities. So, it goes back to collaboration among fintechs, the banks, NFIU, infrastructure providers, the telcos, and switches. We’ve all got to come together to say, enough is enough and that this present situation threatens all of us rather than just one of us.”

The panel stressed the necessity of working together to create adaptable, inclusive, and easily accessible payment solutions that cater to the diverse and expanding Nigerian population.

Such systems, they argued, would stimulate economic growth. Additionally, given the regulators’ active efforts to combat fraud, the panel emphasized the importance of every ecosystem member, including consumers, taking responsibility to eliminate fraudulent activities.

In the address, he spotlighted the transformative potential of Nigeria’s National Payment System Vision (NPSV).

With deep industry insight, he highlighted the remarkable milestones of the two iterations of the vision (PSV 2020 and PSV 2025) and addressed critical challenges confronting its implementation.

His address left an indelible impression, inspiring stakeholders to reimagine the future of payments in Africa.

During the keynote, Mr. Atanda called for a renewed focus on collaboration, legislative support, and the standardization of payment infrastructure to unlock economic opportunities.

He stated Nigeria’s Payment System Vision, as articulated by the Central Bank of Nigeria:

“To facilitate economic activities by providing safe and efficient mechanisms for making and receiving payments with minimum risks to the central bank, payment service providers and end users, extending the availability and usage to all sectors and geographies, banked and unbanked, and conforming to internationally accepted regulatory, technical and operational standards”.

He also noted:

“The National Payment System Vision is not just a document; it is a call to action, a shared goal for facilitating economic activities through safe and efficient payment mechanisms. If we cannot domesticate this vision within our businesses, we leave critical gaps.”

Highlighting the remarkable progress since the inception of the National Payment System Vision 2025 in 2020, Mr. Deremi Atanda emphasized key achievements in Nigeria’s digital payments ecosystem under NPSV 2025.

These include the significant growth in active bank accounts from 114.8 million in 2020 to 231.1 million by 2024, representing a 101% growth, the 365% growth in real-time payment volumes from 2 billion in 2020 to 9.3 billion by 2023, and the expansion of POS transaction volumes by 110%, from 655 million in 2020 to 1.4 billion by 2023.

Additionally, Mr. Atanda highlighted that the Nigerian fintech sector attracted over $2 billion in Foreign Direct Investment (FDI) and has birthed four fintech unicorns between 2020 and 2025.

These achievements, he noted, signify not just progress but the immense potential of a strategically aligned payments ecosystem.

However, Mr. Atanda emphasized that sustaining and expanding this momentum requires a concerted focus on global standards.

“Payments are a critical pillar of the global financial market infrastructure, governed by 24 principles spanning nine dimensions. Without a deep understanding and alignment with these principles, we risk isolation from the global payment ecosystem. Building locally with a global outlook isn’t just a strategy; it’s a necessity for relevance and resilience,” he asserted.

Mr. Atanda also urged for greater cooperation within the payment ecosystem, emphasizing the importance of foundational infrastructure.

“We are often trapped in competition when we should be cooperating to build the foundational infrastructure. The opportunities at the top are immense, but the real work lies beneath, in building the standards, technology, and systems that enable growth,” he said.

Reflecting on the legislative challenges, Mr. Atanda noted the prolonged delay in passing the Payment System Management Bill, which he identified as critical to realizing the full potential of the NPSV.

He observed:

“The Payment System Management Bill has been in the National Assembly for over a decade. Without its passage, much of what we aspire to achieve will remain suboptimal. This calls for urgent, collaborative advocacy among stakeholders.”

Speaking on the future of Nigeria’s payment ecosystem, Mr. Atanda laid out some goals all stakeholders should explore for the actualization of NPSV 2030, emphasizing ambitious financial inclusion targets and transformative policies to enhance cross-border payment systems.

He stated,

“By 2030, we must achieve 90% financial inclusion. Economic inclusion fuels financial inclusion and vice versa. Establishing clear standards and driving cross-border payments will position Nigeria as a global leader in the payment ecosystem.”

Mr. Atanda underscored the critical role of stakeholder awareness in realizing this vision, highlighting the importance of aligning all players in the industry with a shared understanding of their roles.

Reflecting on the early days of Nigeria’s payments industry, he noted the significant strides made in building awareness and traction but cautioned against repeating past missteps where insufficient advocacy, awareness and limited policy and legislative reforms hindered progress.

He called for a renewed focus on revisiting outdated laws and strengthening legislative advocacy to create an enabling environment for sustainable growth.

“To shape the future of payments in Nigeria, we must champion robust legislative reforms and advocacy to address emerging challenges and position the industry as a model for innovation and inclusion,” he said.

He concluded with a rallying call for active stakeholder participation: “Everyone in this room is a stakeholder in the National Payment System Vision.

From policy formulation to infrastructure development, collaboration is the big factor that will drive progress. There is no room for idle spectators.”

Following Mr. Atanda’s presentation, a panel session comprising industry experts, including Paul MosiMabale, Director, Upperlink Technologies; Ashley Immanuel, Chief Executive Officer, Semicolon; Adedeji Olowe, Founder, Lendsqr Inc.; Solape Hammond, Co-Founder, Impact Hub Lagos; and Destiny Agbanimu, Head of Growth, Autogon AI, convened to examine the topic: Digital Payment and the National Digital Economy Framework. The session was moderated by Tunde Kuponiyi, Chief Executive Officer, SmartCash Payment Service Bank, and provided deeper insights into the interplay between digital payments and the evolving digital economy framework in Nigeria.

The CeBIH 2024 Annual Conference provided a vital platform to discuss the evolving dynamics of payment systems and their role in fostering economic growth.

Mr. Atanda’s address reinforced the critical need for collective action to actualize the vision of a robust, inclusive, and globally integrated payment system for Nigeria.

He spoke during the 2024 Annual Conference of CeBIH (Committee of e-Business Industry Heads)’, with the theme, ‘Payment system 2030: Navigating contemporary issues in driving future growth’ in Lagos, recently.

Toluwalope underscored that collaboration can drive innovation and growth, especially as the consumer landscape evolves towards a younger demographic.

He said,

“So what we see in the future is the situation where things are no longer a silo, we have a lot of efficiencies based on interconnected systems people leverage on.

“Nobody is duplicating the roles; We are not reinventing the wheels. You can leverage what has been established already and build on that. For me, I think that is the future; That is what we need to adopt, and that is how to grow.”

Toluwalope further stressed that Nigeria leads in population but ranks lower in bank and payment penetration compared to South Africa and Kenya.

He emphasised that key factors driving growth include active regulatory engagement and innovative FinTech solutions, citing that inadequate infrastructure and compliance issues remain critical hurdles.

The MD added, “It’s a regulatory compliance, you cannot regulate compliance requirements, you cannot avoid it, but at the same time, it must be seamless, quick and fast.

“So digitising onboarding is one of the things we believe that’s helped payment and payment systems adoption over the last couple of years and we are expecting things to even be further simplified to make this better.”

During the event, eTranzact made a presentation on its products such as Switchit which offers modularity that accelerates financial service adoption through standalone modules, funds transfer, bulk payment and bill payment, as well as direct payment.

It presented the eTranzact CorporatePay (CPay) which allows organisations to automatically handle payment of salaries and payment to third parties with the various levels of authorizations, and approvals incorporated into the payment progress.

The Credo which the company presented at the event is an innovative multi-channel platform that empowers businesses of all sizes to conduct business and accept payments seamlessly across various touch points.

Akinyemi Ajigbotafe, the commissioner for Wealth Creation & Employment, Lagos State, speaking on the theme said,

“The collaborative approach to wealth creation and financial inclusion is a subject which touches the very heart of our government’s commitment to reducing poverty and fostering economic growth.”

Mrs Abidemi Asunmo, the vice chairman, CeBIH, appreciated the support of all its partners and stakeholders present at the conference.

Building on the success of the inaugural edition in 2023, this year’s forum convened key industry players ranging from financial institutions, payment service banks, and fintech companies, to discuss critical issues such as threats and vulnerability, intel-sharing, and best practices in combating industry risks.

The cybersecurity event, attended by key public and private sector actors, also covered the regional threat landscape based on Mastercard’s strategic threat intelligence data.

This timely intervention is crucial in a region where cyberattacks remain prevalent, especially amidst Nigeria’s rapid economic expansion and widespread adoption of digital financial services.

Recent data from the Financial Institutions Training Centre (FITC) revealed a staggering 276% increase in fraud-related losses within Nigeria’s deposit banks, underscoring the need for continuous vigilance and proactive cybersecurity strategies within the financial sector.

In response to the escalating threats amid Nigeria’s bourgeoning financial landscape, key government bodies have called for enhanced collaboration within the payment systems’ ecosystem to curtail the rise in E-Fraud in the country.

“We are excited to continue the Fraud Forum in Nigeria,” said Kari Tukur, vice president, Customer and Solutions Center, West & East Africa, Mastercard. “With cyberattacks posing serious challenges within the Nigerian financial ecosystem, we take pride in establishing a platform where key stakeholders can convene, network, and exchange best practices to safeguard against potential vulnerabilities. Mastercard remains committed to creating unique and essential solutions to help business owners protect themselves and their customers against vulnerabilities, and this platform provides us with an opportunity to drive knowledge regarding these solutions as we aim to elevate cybersecurity standards and ensure the resilience of the Nigerian financial ecosystem.”

The forum delved into various aspects of cybersecurity, including common attack methods used by cyber criminals, their motivations, the assets they target, and the best practices to safeguard against attacks.

Attendees gained valuable insights into the regional cyber threat landscape, with a focus on the financial services sector, which has become a prime target for cybercriminals in recent years.

It also presented an avenue for Mastercard to showcase its latest fraud prevention techniques and tools, including the Mastercard Decision Intelligence, a real-time authorization decisioning solution that empowers issuers to approve more genuine transactions while effectively managing risk.

“We are delighted to partner with Mastercard on another edition of the Mastercard Fraud Forum in Nigeria. This event continues to serve as a pivotal platform for industry leaders, stakeholders, and experts to convene and address the evolving landscape of fraud and cybersecurity challenges, especially in a period marked by increased sophistication. With this year’s edition, we continue to deepen our commitment to fostering collaboration and implementing effective strategies to combat fraud and safeguard the integrity of the financial ecosystem.” Temitope Onibaniyi, Secretary, Emerging Payments of CeBIH, representing Celestina Appeal, the CeBIH Chairman, added.

The forum aligns with Mastercard’s goal of providing clarity to the complex cybersecurity landscape, in a bid to foster an ecosystem where digital transactions are built on trust.

As part of its commitment to combating fraud, Mastercard also announced that it will be sponsoring the CeBIH Quarterly Sessions for the second consecutive year, bringing together industry experts to discuss the latest trends in fraud prevention and share best practices for protecting customers.

A notable highlight from the conference was the appeal from financial stakeholders for collaborative efforts to enhance and drive the growth of digital payments in Nigeria.

This year’s conference, themed, ‘Driving Market Expansion through Ecosystem Collaboration’, emphasized the importance of joint efforts in driving economic growth and prosperity.

In line with its commitment to enhancing collaboration as well as driving the growth of digital payments in Africa, one of Africa’s leading integrated payments and digital commerce companies, Interswitch featured as the premium sponsor of the 2023 annual conference of CeBIH.

Speaking during the event, Akeem Lawal, Managing Director, Payment Processing and Switching (Interswitch Purepay), stated that mutual partnerships help shape the financial industry and position industry players for emerging technologies and future disruptions.

He noted that digital payment has evolved globally, and it has become imperative for financial players to leverage collaboration to co-create products for growth and profitability. He expounded on Interswitch’s efforts in collaborating with other players in the industry to drive economic prosperity.

In the interest of strategic associations, Interswitch recognizes the impact of supporting initiatives such as the CeBIH conference, where salient issues regarding the advancement of the financial ecosystem and related matters are identified and brought to the fore. Its appreciation of the platform is consolidated by its premium sponsorship of the 2023 event.

The company’s forward-thinking approach to topics such as collaboration, financial inclusion, modernization, and value financing aligns with its vision to propel growth across Africa.

Furthering Interswitch’s commitment to payment advancement and consolidation, Susan Fasipe, Head of Retail Payments at Interswitch, delivered an insightful paper where she delved into the dynamic landscape of payment modernization trends, elucidating on the transformative impact of evolving consumer expectations and technological advancements.

Fasipe emphasized the importance of continuous innovation in the payment sector, highlighting the role it plays in meeting the ever-changing demands of customers. Case in point is the newly developed Interswitch Enterprise Payment Platform which enhances business development and provides seamless payment solutions to customers across Africa.

Similarly, Paul Ohakim, Vice President, Issuing & Acquiring Management, Verve said Verve recently designed the Verve Ultra card product to provide banks, microfinance banks and merchants with credit facilities to solve their customers’ urgent needs.

He highlighted the Verve Ultra card’s value proposition such as the contactless payment capability, and a 45-day interest-free period among other benefits, reaffirming Verve’s commitment to enhancing financial inclusion and enhancing the overall experience for cardholders.

The event ended on a high note as Mitchell Elegbe, the founder and GMD of Interswitch Group was awarded with the 2023 Payment Industry Lifetime Achievement Award in recognition of his outstanding contributions to the financial industry since inception.

As participants reflected on the event marked by intriguing debates and strategic networking, the consensus was clear., through such ecosystem collaborations, the financial industry can effectively address and overcome the complexities of today’s financial environment.

This call for collaboration was made during a panel discussion at the recently organised Committee of E-Business Industry Heads (CeBIH) event at Eko Hotel, Victoria Island, Lagos.

The panel session, titled “Fostering a Culture of Innovation Through Collaboration,” emphasized the critical need for synergy in the rapidly evolving financial landscape. Lawal highlighted that collaboration is not only essential for staying competitive but is also a catalyst for driving innovation and promoting a culture of continuous improvement.

“In the evolving payment landscape, collaboration is not just a choice but a strategic imperative. By cultivating a culture of innovation through collaborative efforts, we can reshape the financial ecosystem, drive positive change and ensure a resilient future for the industry,” said Lawal.

Susan Fasipe, Head of Retail Payment at Interswitch, further emphasized these points during her presentation on payment modernization and consolidation at the event. She shed light on key payment modernization trends, outlining the evolving nature of consumer expectations and technological advancements driving the need for continuous innovation.

“Embracing modernization ensures that we are equipped to meet the evolving needs of businesses and consumers. Therefore, we designed the Enterprise Payment Platform product to address prevailing issues within the ecosystem, enhance business development, and provide seamless payment solutions to customers across the African continent,” stated Fasipe.

Also speaking at the 2-day conference, Paul Ohakim, Vice President, Issuing & Acquiring Management, Verve said Verve is committed to deepening financial inclusion and improving the experience of cardholders across various touchpoints. He revealed that Verve recently launched the Verve Ultra Card to provide flexible access to credit facilities for Nigerians.

He noted that the Verve Ultra Card will avail cardholders’ convenient repayment plans, contactless payment and a 45-day interest-free period among other benefits.

He urged customers without the Verve Ultra Card to cash in on the card’s benefits by requesting one at their respective banks.

Worthy of note, and in recognition of his innovative contributions to the Nigerian fintech environment, the Founder/GMD Interswitch Group, Mitchell Elegbe was conferred with the 2023 Payment Industry Lifetime Achievement Award by CeBIH at the just-concluded conference.

Interswitch Group featured as a Premium partner of CeBIH 2023, underscoring the tech giant’s focus on supporting the ecosystem.

Conferences like CeBIH provide Interswitch and other stakeholders with opportunities to network and share actionable insight that drive the growth of the payment ecosystem.

These collaborative efforts, as advocated by Interswitch, position the industry to proactively address changing market demands and ensure the ongoing relevance of financial services.

Mastercard hosts a Cyber Security Forum in Lagos, Nigeria in partnership with the Committee of E-Banking Industry Heads for Nigeria (CeBIH).

The forum which aims to overcome fraud and cybersecurity threats will hold annually in Nigeria. The event covered the regional threat landscape based on Mastercard’s strategic threat intelligence data – a crucial move at a time when cybersecurity and fraud within Nigeria remain high.

The Nigeria Inter-Bank Settlement System (NIBSS) found that 91% of fraudulent attacks were successful in 2020-2021, and the Anti-Corruption Agencies of Nigeria found that almost $18 billion is lost annually to illicit financial crimes.

The risks associated with digital payments and services remains on an upward trajectory and organizations are increasingly exposed to security threats that are pervasive, sophisticated and intelligent.

It is essential that companies understand and manage this risk to ensure that they safeguard their customers and business operations.

In addition to fraud and financial crime, the sector is facing a rising tide of identity theft, ransomware and phishing attacks that require ongoing vigilance and a comprehensive security strategy.

“We are excited to host this ground-breaking Fraud and Cyber Security Forum in Nigeria,” said Ebehijie Momoh, Country Manager & Area Business Head, West Africa at Mastercard. “Cyber risk is one of the top risks faced by organizations today. With the increased adoption of digital services, new payment flows, and connected supply chains, it’s important that this risk is well understood and managed by organizations to protect themselves and their customers.”

The forum covered common attack methods used by cyber criminals, their motivations, and the assets they target. Attendees gained valuable insights into the regional cyber threat landscape, with a particular focus on the financial services sector, which has been one of the most heavily targeted industries in recent years. They also showcased the latest fraud prevention techniques and tools, including Mastercard’s strategic threat intelligence data, which uses advanced analytics to identify potential threats in real-time. This cutting-edge fraud detection solution includes the Decision Intelligence solution and provides rapid detection and prevention of fraudulent activities, reducing risk and enhancing customer service and account protection.

The Chairman, Committee of e-Business Industry Heads (CeBIH), Celestina Appeal called for collaboration among the payment ecosystem stakeholders for an effective fight against cyber-attacks.

She said:

‘’the subject of cyber-attacks deserves the utmost attention that the industry can muster, given the aggressiveness and non-relenting activities of perpetrators of cybercrimes who have become negatively innovative in the different ways and manners in which they deploy their schemes. We would like to call for concerted efforts to prevent continuous cybersecurity attacks.’’

The forum aligns with Mastercard’s goal of creating a secure and seamless payments environment and is aimed at empowering customers with the latest knowledge and tools to safeguard their businesses against cyber threats.

As part of its commitment to combating fraud, Mastercard is proud to sponsor the CeBIH Quarterly sessions, which will bring together industry experts to discuss the latest trends in fraud prevention and share best practices for protecting customers while promoting cyber security across Nigeria and beyond.

The Annual Conference, which has enjoyed keen support from the technology giant, has over the years come to be regarded as the point of convergence for stakeholders representing the different sectors of the Nigerian Payment Industry (NPI).

Interswitch’s headline sponsorship of the conference highlights the digital payment giant’s interest in fostering deeper collaboration between banks and fintechs within the financial ecosystem especially as it celebrates its 20^th year in existence.

With the theme, “Leveraging Ecosystem Synergy to Combat Fraud”, the 2022 conference is tailored to emphasize the need for and importance of ‘Payments Ecosystem Players’ (PEP) to collaborate to win the fight against electronic payment fraud.

Interswitch, as a key industry stakeholder, will be instrumental in spearheading these discussions, especially with its recent efforts around the innovative solutions it provides to curb fraud associated with e-payment.

Speaking on the forthcoming retreat, Akeem Lawal, Managing Director, Payment Processing and Switching (Interswitch Purepay), reiterated the importance of the company’s participation in industry events such as the CeBIH Retreat, where critical issues, trends and analysis around the payment ecosystem are discussed.

He described the conference as an enabler of the growth and improvement of Nigeria’s payment ecosystem where industry players identify prevalent challenges in the financial ecosystem, provide innovative solutions hinged on current trends, and make quantifiable projections for the future.

“At Interswitch, we remain committed to supporting and partnering with platforms that share our vision to drive a greater, more financially inclusive ecosystem in Nigeria and on the African continent at large. Platforms such as the CeBIH conference provide Interswitch and other industry players the opportunity to engage with key stakeholders and collaborators from the financial system with a view to improving our offerings to our customers amid market demands, global trends, and insights from the operating environment,” Lawal said.

Interswitch has continued to blaze the trail in its role as a major partner of the Committee and its retreat since 2016. This emphasizes the firm’s commitment to the growth and development of the payment technology industry in Nigeria, while providing seamless access to digital financial services for a greater proportion of Nigeria’s teeming population.

The CeBIH Retreat, now in its tenth year, attracts key stakeholders from across the various sectors in Nigeria’s payment industry, serving as an avenue for dialogue among industry players.