The programme, announced on April 2, brings open payments education into classrooms in North America, Europe, Australia and Africa.

It focuses on teaching students how to design systems that can work across different platforms, currencies and borders without the usual friction.

Today, payments are still split across multiple channels. Businesses usually rely on cash, cards, transfers and newer digital options, each with its own setup.

These systems rarely connect well. As a result, transactions that could be instant still take days, and costs is high.

The foundation is trying to change that through its Interledger Protocol, an open-source system designed to allow money to move freely between networks.

The idea is that different systems should talk to each other without limitations. If adopted widely, it could support digital payment infrastructure similar to national systems like India’s UPI or Brazil’s Pix, but with the added ability to work across borders.

Now, that thinking is being pushed into universities.

In Nigeria, Covenant University is introducing two courses focused on open payments and the Interledger system. Students will build real fintech tools through labs, hackathons and community projects aimed at improving financial access.

Across other regions, the approach varies but the goal stays the same. Some schools are embedding the coursework into business programmes.

Others are running internships, startup labs or research hubs. In South Africa, students are already building full payment applications as part of their final projects. In Kenya, the focus is on helping underbanked communities through student-led solutions.

In the United States, several historically Black colleges and universities are also involved. Students there are working on prototypes that address gaps in financial access while gaining practical experience.

The foundation says this is about building a pipeline of people who understand the limits of current systems and can improve them.

“The next generation of leaders has the opportunity to build payment systems that improve the closed, siloed systems of the past,” said Briana Marbury, president and CEO of the Interledger Foundation.

“Working with these universities, we have the opportunity to instil in students the knowledge and tools they need to design for interoperability from day one, so open payments become the standard, rather than the exception.”

This education drive sits within the organisation’s goal to expand open financial systems globally. It has already committed more than $21 million to over 200 projects in 42 countries, supporting developers, startups and researchers working on payment solutions.

More partnerships are expected as the foundation plans to open applications to additional schools later this year, as it looks to grow the programme and bring more students into the space.

The round was co-led by Flourish Ventures and 1kx, with backing from White Star Capital and Fabric Ventures. With this, the company’s total funding now stands at $9.2 million.

Kulipa builds payment infrastructure that allows fintech companies to issue cards funded directly from stablecoin balances. These cards can be used anywhere card networks are accepted, including for everyday purchases and ATM withdrawals.

Stablecoins already handle more than $300 billion in daily settlements, but their use in everyday payments is still limited. The systems that connect blockchain-based transactions to traditional card networks are still fragmented and usually require large upfront capital.

Kulipa says its platform removes some of these limitations. It verifies balances and settles transactions onchain, reducing the need for prefunding.

At the same time, it takes on fraud liability for issued cards, which lowers operational pressure for its partners.

“Stablecoins have proven their value as a settlement layer, but using them in everyday financial products is still early,” said Axel Cateland, Founder and CEO of Kulipa.

“Card issuance is the bridge between onchain balances and real-world payments. We built Kulipa to give regulated fintech platforms the compliant, capital-efficient infrastructure they need to operate at global scale.”

The company operates what it describes as a local-first model, with regulatory coverage across the European Union, Argentina and Nigeria. It is also working on expansion into the United States through BIN sponsorship.

Kulipa launched its infrastructure in February 2025 and since then, it has issued more than 120,000 cards and signed 20 customers. These include Flutterwave, Solflare, nSave and Ready.

The company also reports a 70% month-on-month increase in transaction volume.

“At Flutterwave, we’re focused on building payment infrastructure that works across markets at scale. As stablecoins become a more practical settlement option, it’s important that businesses can turn those balances into real-world spending,” said Olugbenga Agboola, Founder & CEO of Flutterwave.

“Partnering with Kulipa allows us to extend stablecoin value into globally accepted payments in a compliant, scalable way.”

“Kulipa has enabled Ready to become an onchain alternative to banks,” said Itamar Lesuisse, CEO of Ready. “With their infrastructure, we can issue globally accepted cards directly from stablecoin balances, giving our users seamless access to everyday spending in a compliant and scalable way.”

Kulipa was founded in 2023 by a team with experience across payments, compliance and technology. Cateland previously worked on Apple Pay and Google Pay deployments at Mastercard.

Co-founder and CTO Michael Shynar has worked at WhatsApp and Google, while Head of Compliance Benoit Roger brings experience from Binance and Nickel Bank.

Investors say the company is addressing a key gap in the market.

“We’re seeing stablecoins moving beyond cross-border settlement and becoming part of real financial infrastructure,” said Ameya Upadhyay, General Partner, Flourish Ventures.

“The missing piece has been compliant, scalable card issuance. Kulipa fills that gap by combining capital efficiency with multi-region regulatory coverage, enabling fintech platforms to bring stablecoin settlement into everyday payments.”

1kx Founding Partner Christopher Heymann added, “Stablecoins are reshaping how money moves globally, but for mainstream adoption, people need to spend them as easily as they spend fiat. 

“Kulipa meets users where they already are, starting with the card in their wallet, and gives businesses a turnkey way to offer that experience. We believe this payments layer is critical infrastructure for the next phase of crypto adoption.”

Kulipa says it will use the new funding to strengthen its infrastructure and support more fintech platforms looking to offer stablecoin-based payments at scale.

But then here we are in 2026, with global cross-border payments now worth well over $190 trillion a year, and the average transfer still slower and more expensive than it has any right to be.

The irony is hard to miss. You can hire a developer in Nairobi before lunch, ship goods from Shenzhen by evening, and sign a contract over WhatsApp. 

But paying that same developer, supplier, or student on time can still take days, sometimes weeks, with fees stacked along the way.

We’ve seen founders plan cash flow around bank delays, and freelancers price in losses before the money even moves. That issue shows up in rent, inventory, and missed deadlines.

What is changing is not the need to move money, but who is fixing the situation. Banks are still arguing about processes built in the 1970s. The fintechs that are indispensable in 2026 are not arguing, they are rerouting, cutting out steps, locking rates upfront, settling in minutes instead of days, and building for people whose lives already cross borders, even when their banks do not.

This is a list of fintechs that are measurably reducing expenses, time, and uncertainty in how money moves across countries.

Some do it at scale, others do it with focus, but all of them are changing outcomes.

These are the fintechs making cross-border payments faster, cheaper, and harder to ignore in 2026.

1. Grey Finance

Grey Finance earns its place on this list because it understands that the future of work is borderless, but money movement is not. 

In 2026, that gap is where we find value. Grey has built itself directly inside it. By expanding beyond Africa into Latin America and Southeast Asia, and wiring itself into local payment ecosystems through partners like dLocal, Grey is going beyond adding countries to a map. 

It is redesigning how emerging-market talent gets paid, spends, and plans across borders, without losing value to intermediaries.

What makes Grey unique is not speed alone, but its vision. The platform is built for people whose income and lives span currencies, including freelancers, remote workers, founders, and SMEs earning globally but spending locally. 

Multi-currency accounts, wallet-to-bank transfers, and transparent FX pricing are the foundation here. In markets where traditional remittance fees are still between 7 and 10%, Grey’s model materially changes results. 

Faster settlement means better cash flow. Lower fees mean real income retained. For millions of users, that difference is economic.

By the end of 2025, Grey had done the hard work, regulatory coverage across key corridors, compliance with FinCEN and FINTRAC, and infrastructure capable of supporting payments to more than 170 countries via ACH and SWIFT. 

Add a growing SME product, Grey Business, and ecosystem initiatives like its support for women-led companies, and the reason it’s among game-changing fintechs in 2026 becomes more obvious. 

Grey is building the default financial layer for a generation that no longer thinks in national terms. In 2026, that focus makes it unavoidable.

2. Oneremit

Oneremit is a game-changer precisely because it refuses to dramatise payments. In an industry obsessed with speed brags and attractive dashboards, Oneremit chose certainty. 

For African businesses trying to operate globally, that choice is more important than anything else. By 2025, the platform had already processed over $60 million in transactions, enabling SMEs in Nigeria to send money to more than 100 countries with clarity on cost, timing, and compliance. 

With long delays and guesswork known as a challenge within this market, that reliability is disruptive.

Under the leadership of Hammed Afenifere, Oneremit has focused on infrastructure rather than spectacle. The concierge model shows a deep understanding of its users, businesses that care less about interfaces and more about knowing their payments will land, cleanly and compliantly. 

In reducing multi-step banking chains into a single, controlled process, Oneremit has cut settlement times from days to minutes. Fees drop. Planning becomes possible. Growth stops being hostage to payment friction.

Looking into 2026, Oneremit’s positioning becomes even more interesting. Its investments in smart routing, compliance-first operations, and selective use of blockchain rails put it in prime position for the next phase of cross-border payments, hybrid systems where automation, stable liquidity, and regulatory confidence coexist. 

While others go after novelty, Oneremit is building products that scale quietly. In payments, quiet is not a weakness, it’s how trust compounds. And trust, in 2026, is the real currency.

3. Pay4Me (Radius)

Pay4Me is among game-changing fintechs making cross-border payments faster and cheaper in 2026 because it focuses on a category most fintechs underestimate, and that is payments that cannot afford to fail. 

Tuition deadlines, visa fees, immigration charges, these are not flexible transactions. A delay does not mean inconvenience but can mean lost admission, expired status, or derailed plans. 

Built from the lived experience of its founder, Pay4Me addresses a problem traditional banks and generic remittance apps were never designed to solve, and that’s fast, compliant, cross-border payments for global mobility.

Through specialisation in education and immigration workflows, Pay4Me has achieved what broad platforms struggle with, same-day or near-instant settlement for highly regulated, consumer-to-institution payments. 

Allowing users to pay in local currencies removes a major limitation for students across Africa, where access to foreign exchange is still constrained. The result goes beyond speed to dignity, users meet deadlines without begging banks or agents for exceptions.

By late 2025, Pay4Me had onboarded over 100,000 users, processed more than $11 million in volume, and supported payments to over 1,000 institutions worldwide. 

Backing from programmes like Techstars and Village Capital helped strengthen its infrastructure, but the main focus is its evolution into Radius, a broader financial mobility platform offering accounts, cards, and credit-building tools. 

In 2026, cross-border movement will continually increase and Pay4Me is going beyond just helping people pay fees, to becoming the financial starting point for citizens globally.

4. Juicyway

Juicyway is attacking the limitations in African cross-border payments, especially in terms of liquidity. Foreign exchange scarcity, opaque pricing, and slow settlement are not edge cases, they are the system. 

Juicyway’s liquidity-first marketplace directly matches FX demand and supply in real time, reducing dependence on correspondent banks and compressing settlement cycles that typically stretch two to five days down to minutes.

The scale it achieved is what makes it impossible to ignore in 2026. Operating largely in stealth until late 2024, Juicyway had already processed over $1.3 billion in FX volume across more than 25,000 transactions, without a public app or aggressive marketing. 

By late 2025, monthly transaction volumes were reported to be over $300 million, with a client base of 12,000+ businesses spanning importers, exporters, logistics firms, and FMCG operators. Retention above 85% points to the fact that users are not just testing the platform, but building around it.

What strengthens Juicyway’s long-term position is discipline. The company has maintained reported profitability, secured a Canadian MSB licence, and partnered with regulated banks and stablecoin infrastructure providers to support USD, CAD, GBP, and EUR corridors. 

With $3 million in pre-seed funding earmarked for API expansion and geographic growth into Francophone and Southern Africa, Juicyway is building itself into a core FX infrastructure layer. In 2026, with African trade straining under currency volatility, that build becomes essential.

5. Kuda

Kuda makes this list because of scale, and what it is now doing with it. Few African fintechs move as much money as Kuda does. 

In Q1 2025 alone, the digital bank processed ₦14.3 trillion (approximately $9.3 billion) in transaction volume and handled over 300 million transactions across its platform. 

That level of throughput changes the conversation. Cross-border payments are now a natural extension of daily banking behaviour.

After years of prioritising user growth, Kuda’s pivot towards sustainability has enhanced its international play. In rebuilding its remittance stack in-house and relaunching its multi-currency wallet in 2025, the company reduced third-party dependency and improved margins. 

With over 7 million users, Kuda is now converting scale into revenue, recording more paid transfers than free ones and projecting 40% revenue growth driven largely by cross-border and high-engagement services.

Looking to 2026, Kuda’s advantage is control. Licences secured in markets such as Canada and Tanzania prepare it for deeper diaspora corridors, while products like overdrafts, which saw ₦16.4 billion issued in Q1 2025, strengthen customer stickiness. 

In combining everyday banking, lending, and international transfers under one roof, Kuda is collapsing what used to be separate financial journeys. That convergence is exactly how cross-border payments become cheaper, faster, and habitual.

6. Cashwise Finance

Cashwise Finance is earlier-stage, but its numbers already show vision backed by execution. In its first year of operation, the platform processed over 80,000 transactions, moving more than $3 million and ₦15 billion across borders. 

For a newly launched product focused on testing, feedback, and infrastructure hardening, those figures reveal early trust, the most difficult currency to earn in payments.

Cashwise spent 2025 tightening the engine. Real-time iteration, edge-case handling, and compliance workflows took precedence over aggressive expansion. That focus shows in its product direction, with multi-currency wallets, faster settlement outside SWIFT rails, and partnerships aimed at ensuring last-mile delivery rather than just outbound transfers. 

For freelancers and SMEs who rely on predictable cash flow, minutes are important, and Cashwise is building for that.

What makes Cashwise one to watch in 2026 is direction. The company is moving from proof to scale with a clear philosophy, and that is, people should stay connected to their money wherever life takes them. 

With foundations laid and volumes already validating demand, the next phase is expansion, into new corridors, deeper SME tooling, and a broader payments ecosystem. In cross-border finance, that sequence, trust first, growth second, is often what separates survivors from leaders.

7. Verto

Among the game-changing fintechs making cross-border payments faster and cheaper in 2026 is Vert, a Fintech that operates where cross-border payments are hardest and most valuable; high-value, time-sensitive trade flows in emerging markets. 

In 2025, the company made a transition from being a specialist FX provider to becoming infrastructure.

It opened a Lagos office to anchor West African operations, expanded its B2B FX marketplace to cover over 190 countries and nearly 50 currencies, and doubled down on regulatory engagement. 

These were more about owning liquidity and trust in markets where both are scarce.

Looking at the economics, connecting directly to local payment rails, Verto dramatically undercuts legacy banking expenses. A frequently noted comparison shows a 2 million ZAR transaction costing roughly R10,000 via Verto versus over R76,000 through traditional banks, a difference that materially changes margins for importers and exporters. 

Near-instant, 24/7 settlement replaces the multi-day delays of SWIFT, while rate locks help businesses manage volatility in currencies like NGN, KES, ZAR, and XOF. For companies operating on thin margins, this is way beyond optimisation.

What makes Verto especially relevant in 2026 is scale plus embed-ability. In 2025, it launched the Verto Atlas Suite, an API-first embedded finance product that allows other platforms to plug directly into its rails. 

Expansion into the UAE, licensed under the Dubai Financial Services Authority, strengthened trade corridors linking Africa, the Middle East, and Asia, regions that collectively process tens of billions of dollars in annual trade flows. 

With a growing team of 200+ staff, on-the-ground presence in Lagos, and hybrid infrastructure spanning fiat and emerging rails, Verto is moving money and becoming part of how emerging-market trade works.

8. FlashChange

FlashChange is one of the game-changing fintechs making cross-border payments faster and cheaper in 2026 because it is silently aligning with how cross-border payments are actually evolving. 

In 2025, the platform moved beyond being a niche digital asset trader and launched FlashChange V2, consolidating crypto transactions, gift cards, bill payments, airtime, and data into a single system. 

The strategic focus is that users do not want separate tools for value storage, spending, and cross-border movement. They want speed, clarity, and reliability, instantly.

What differentiates FlashChange in 2026 is its focus on real-world utility rather than speculation. By leveraging blockchain rails for settlement, the platform avoids the multi-hop delays and high fees associated with traditional banking. 

Transactions clear near-instantly, and costs are materially lower because intermediaries are stripped out. In regions where inflation, FX scarcity, and payment friction are daily occurrences, that speed is more important than ideology. This is crypto used as infrastructure, not stories.

Trust and compliance are where FlashChange has been careful. In September 2025, the company joined the Stakeholders in Blockchain Technology Association of Nigeria (SIBAN), revealing alignment with emerging regulatory and security standards. 

With cross-border payments across Africa edge toward a trillion-dollar opportunity, platforms that can safely bridge digital assets and everyday payments will be essential. 

FlashChange’s hybrid positioning, between traditional finance and blockchain-enabled settlement, places it squarely in the flow of where payments are heading in 2026.

9. LemFi

LemFi stands out here because it has moved faster than most, and stayed licensed while doing so. By 2025, the company had evolved from a focused remittance app into a multi-product financial platform serving diaspora communities across Africa, Europe, North America, and Asia. 

Backed by a $53 million Series B, LemFi expanded to 27+ send-from markets, added Asian corridors including India, Pakistan, and China, and built infrastructure capable of handling over $1 billion in monthly transaction volume.

The platform’s differentiation is not just low or zero fees, but velocity and control. A large share of transfers settle instantly or within minutes, supported by partnerships with local banks and mobile money operators. 

LemFi’s acquisition of Pillar in mid-2025 brought about credit products for immigrants, a segment usually excluded from traditional financial systems, while new services like LemFi Credit reportedly attracted over 50,000 applications in early rollout. This is remittance evolving into financial inclusion at scale.

What places LemFi strongly for 2026 is independence. In securing its own European licences, including in Ireland, the company reduced reliance on third-party sponsors for operations in the UK and Germany. 

New partnerships, such as enabling instant transfers to tens of millions of mobile wallet users in recipient markets, deepen last-mile delivery. With active user rates reported around 70% among early adopters, LemFi has proven that speed, pricing, and trust can coexist. In a sector still taken over by slow incumbents, that combination is what turns growth into leadership.

10. Comviva

Comviva earns its place on this list not because it is new, but because of the scale it operates at, and what it proved in 2025. 

By October 2025, Comviva’s mobiquity Pay platform was processing over $400 billion in transactions annually, spanning 55+ countries and supporting billions of transactions each year across digital wallets, remittances, and merchant payments. 

The company’s defining moment came in 2025 when it won the IBS Intelligence Global FinTech Innovation Award for “Best-in-Class Cross-Border Payments” for its deployment with Global Money Exchange Company (GMEC) in Oman. 

The Global Pay Oman app, powered by mobiquity Pay, transformed a traditional remittance service into a full digital wallet and payments platform, combining international transfers, local payments, bill pay, and FX services in one interface. 

This “super app” approach reduced settlement times, cut operational costs, and materially improved transaction success rates through AI-led payment orchestration.

Why Comviva becomes especially important in 2026 is replication. With an estimated 24% share of the global mobile money market, its technology already underpins financial services for millions of users in emerging markets. 

The Oman deployment now serves as a blueprint for rolling out similar cross-border wallet ecosystems across Africa, Asia, and the Middle East. With regulators pushing for faster, cheaper, and more inclusive payment systems, Comviva’s ability to deliver real-time, 24/7 cross-border payments at scale positions it more as infrastructure.

11. Clea

Clea targets one of Africa’s most painful and under-served problems, which is paying international suppliers reliably as an importer. 

In late 2025, the company officially launched from stealth after a pilot phase that processed over $4 million in cross-border transactions, validating demand for a faster, more transparent alternative to traditional bank wires and informal FX channels.

Unlike consumer remittance apps, Clea is built for trade. It uses blockchain-based settlement rails to allow African businesses to convert local currency, including naira, into USD and pay suppliers directly, usually clearing transactions same day or next day, rather than waiting several days through SWIFT. 

Payments are executed in the importer’s own name, reducing compliance red flags and trust gaps that frequently delay shipments or trigger reversals in international trade.

What makes Clea one to watch in 2026 is focus and timing. Africa faces an estimated $120 billion trade finance gap, with SMEs locked out of FX access by slow banks, high spreads, and opaque processes. In 2025, Clea established active corridors to key import hubs, the United States, China, and the UAE, and launched iOS and Android apps designed specifically for traceable, business-grade payments. 

The company has grown in a bootstrapped, capital-efficient way, prioritising unit economics and real usage over hype.

Clea is scaling across Nigeria’s 36 states and expanding payout routes beyond West Africa in 2026, it is not building itself as a wallet, but as a payments layer embedded directly into supply chains.

The new hub, located at 21 Ahmed Onibudo Street, brings more than 25 staff onshore. It will oversee customer support, drive product development targeting West African markets, and enhance collaboration with banks, payment service providers, and regulators.

Verto said the decision to open in Lagos follows growing demand from businesses seeking an on-the-ground partner rather than a fully remote platform.

Over the years, Verto “has supported over 5,000 Nigerian and African businesses” and “processes more than $25 billion USD in annual global transactions today across 200+ countries and 49 currencies.”

How Verto Wants to Transform Global Payments for Fintechs, Online Marketplaces

Co-founder and Chief Executive Officer, Ola Oyetayo, noted the scale of the business, saying, “We do about $3 billion a month in transaction volume, you know. So it’s a lot of volume, 49 currencies.”

Country Director for Verto Nigeria, Austin Okpagu, described the launch as a long-term commitment to the Nigerian market.

“As Africa’s largest and most innovative fintech hub, Nigeria offers a dynamic environment for digital trade, entrepreneurship, and financial innovation, making it the natural anchor for Verto’s West African operations. 

“This hub allows us to respond faster to client needs, craft solutions tailored to local markets, and work even more closely with regulators and financial partners across the region.”

Oyetayo traced Verto’s beginnings to his years in the United Kingdom, where he began informally matching Nigerians abroad who wanted to invest at home with those in Nigeria who needed to pay for goods and services overseas.

“That’s really how Verto started, on WhatsApp, people would come to me saying, ‘I need $10,000,’ and I’d find someone who needed naira. I matched both of them together,” he said.

That origin story revealed why physical presence is now important. For several years, Verto deliberately maintained a low profile in Nigeria, preferring to prove its model first while navigating changing financial regulations. 

However, customers increasingly wanted local access, a physical office where they could resolve issues, speed up onboarding, and interact with a responsible team, especially amid Nigeria’s volatile FX cycles.

Local partners also backed the decision, as the CEO from Paga described the working relationship as creative and solution-driven:

“We’ve been able to call on you guys and say, here’s what we’re thinking about. Can we think about it together? And they’ve been very creative about how to resolve.”

A technology customer added that Verto’s pricing structure and reliability had simplified operations:

“Within a month, at least, making transactions and payments to suppliers all around the world… I like the fact that I don’t have to haggle. The price is the price. Could it be better? Can always be better, right? But it makes it so much easier for my team to validate their pricing, knowing that there’s one place they get the pricing and they plug it in, and it makes our workflow a lot more.”

At the launch of the new Verto Lagos office, the company outlined three operational priorities for its Lagos team: stronger customer relationships, tailored product development (including the rollout of Verto Atlas), and enhanced naira liquidity through deeper partnerships with local banks and payment processors.

The CEO stressed that the office represents a sustained investment, not a publicity move. He also emphasised the importance of trust and compliance, noting that the company values reliability over short-term pricing gains.

The event, featuring live product demos, customer testimonials, and open discussions about collaboration, brought together long-time customers, banking partners, regulators, and fintech stakeholders.

Verto said the Lagos team will focus on improving onboarding times, expanding collection and payout solutions, and optimising account services in the coming months.

The new office is a focus from a purely digital, global fintech model to a hybrid approach, platform scale supported by local expertise. In Nigeria, where trust and physical presence are essential to business relationships, that transition could prove decisive.

The new Verto Lagos office is located at 21 Ahmed Onibudo Street, Victoria Island. The company operates globally with offices in London, Cape Town, Nairobi, Pune, Dubai, New York, and Malta, and supports over 49 currencies across multiple African and international markets.

This launch comes at a time when many companies in Africa are seeking reliable alternatives following recent disruptions caused by regulatory changes in global fintech platforms.

Lync enables businesses to receive funds and make payments in over 100 countries, supporting currencies like USD, EUR, GBP, NGN, and stablecoins. 

Unlike platforms that process transactions through intermediary accounts, Lync offers businesses full banking access. This direct approach ensures faster payment reconciliation and simplifies financial operations for enterprises with global needs.

Maxwell Obi, Waza’s co-founder and CEO, noted Lync’s solid infrastructure, which supports payment systems such as ACH, Fedwire, SWIFT, and local networks like the UK’s Faster Payments. 

These allow businesses to handle complex financial operations, manage foreign exchange liquidity, and simplify global transactions from a single platform.

In addition to payments, Waza plans to integrate trade financing features into Lync. Businesses will soon have access to pre-shipment and invoice financing tools, which are essential for managing cash flow and scaling international trade.

One of Lync’s commendable features is its affordability. Waza leverages its experience in the fintech sector to negotiate competitive exchange rates and reduce transaction fees for its users. The company’s control over its payment infrastructure enables faster processing times and cost savings, giving it an edge over competitors.

“Our goal has always been to deliver affordability and efficiency,” said Obi. “By building our infrastructure from the ground up, we can offer businesses cheaper and faster solutions compared to other providers.”

With limited access to hard currencies like USD, EUR, and GBP in many African countries, Waza aims to bridge the gap for businesses across international markets. Providing secure and transparent cross-border payment solutions has enabled Lync to help companies scale operations and improve cash flow management.

Waza’s introduction of Lync follows its successful $8 million funding round earlier in 2024, which was earmarked for market expansion and product development. With plans to enhance its offerings further, including invoice management and receivables tracking, Waza is working to bolster Africa’s fintech sector with its timely solution which addresses the challenges faced in emerging markets.