Interswitch will use Temenos solutions – across core banking, digital banking, payments, wealth management and financial crime – to provide cloud-hosted and on-premises managed services to banks and financial institutions across Africa.

This will enable institutions to progressively transform their banking platform and evolve to more customer-centric business models.

The service will initially support key African markets including Nigeria, Ghana, Côte d’Ivoire, Kenya and others.

Jonah Adams, managing director for Digital Infrastructure & Managed Services (Systegra) at Interswitch, said:

“By adopting Temenos’ cloud-native, composable platform, Interswitch gains the flexibility and scalability to accelerate its next phase of growth and deliver banking services that meet the needs of African markets.

This is a pivotal moment for Interswitch as we accelerate our expansion beyond payments and reimagine digital banking for Africa. Our partnership with Temenos is strategic in that it allows us to introduce a highly configurable banking platform that leverages the latest cloud technologies into our technology stack. Temenos delivers on this and brings an unmatched breadth and depth of capability to support our vision and scale our services across the continent.”

William Moroney, chief revenue officer, Temenos, commented:

“Interswitch is an important new customer and partner for Temenos in Africa. The collaboration underscores the adaptability of our platform to power innovative banking services tailored to the needs of African markets. Interswitch’s strong presence across the continent also extends our reach and further strengthens our ecosystem and partner network.”

Widely known for its Quickteller and Verve brands, Interswitch operates in 32 African countries, supporting more than 300 financial institutions.

Through Quickteller, its digital payments and services platform, Interswitch has played a significant role in shaping consumer and merchant payments.

Verve International, a domestic payment cards and tokens scheme and a subsidiary of Interswitch, recently surpassed 100 million payment cards issued.

The business continues to drive innovation in tokenization, reinforcing its position as one of Nigeria’s most widely used payment cards and token platforms.

The unveiling took place at the NNPC Retail Business Transformation Summit held this May at the Petroleum Technology Development Fund (PTDF), Abuja, where Interswitch participated as Headline Technology Partner.

At the centre of the Digital Forecourt ecosystem is the “Pay-As-You-Want” capability, a flexible payment solution that enables customers to choose how they pay for fuel and related services, across cards, transfers, USSD, QR, wallets, and other payment channels, while empowering retailers to deliver faster, more convenient, and truly customer-centric experiences.

The summit convened regulators, industry leaders, technology providers, and key stakeholders to explore strategies shaping the future of retail energy in Nigeria.

Discussions focused on digital innovation, customer-centric service delivery, operational optimisation, and the growing role of technology in building more efficient and future-ready retail ecosystems.

The Digital Forecourt suite, and particularly its ‘Pay-As-You-Want’ capability, attracted strong interest from stakeholders for its ability to address evolving consumer expectations while improving operational efficiency, enhancing payment flexibility, and streamlining service delivery in increasingly digital retail environments.

Speaking at the event, Chinyere Don-Okhuofu, managing director, Industry Ecosystems, Interswitch, emphasised the importance of building intelligent digital infrastructure to support long-term business transformation.

“True business transformation is not simply about adopting technology; it is about creating connected ecosystems that drive efficiency, improve experiences, and unlock new opportunities for growth. As industries continue to evolve, businesses must rethink how they engage customers, optimise operations, and deliver value at scale. At Interswitch, we are focused on enabling this shift through payment and commerce solutions that are secure, seamless, and built for the realities of modern business,” Don-Okhuofu said.

She further noted that the future of retail energy will depend on how effectively businesses integrate technology into everyday operations to improve accessibility, convenience, and customer satisfaction.

Beyond the curated sessions at the Summit, Interswitch engaged stakeholders through interactive sessions at its exhibition showcase, where attendees experienced live demonstrations of the Digital Forecourt ecosystem, with the “Pay-As-You-Want” capability serving as a key enabler of its flexible, customer-first payment experience.

These engagements provided industry players and partners with practical insights into how digital infrastructure can drive operational excellence and unlock new growth opportunities within the downstream sector.

The summit served as a strategic platform for collaboration among stakeholders committed to modernising Nigeria’s energy retail landscape.

Through its participation, Interswitch reaffirmed its commitment to supporting businesses with the technology and infrastructure required to accelerate digital adoption and build smarter, more connected commercial experiences for the future.

The move underscores Interswitch’s ongoing contribution to strengthening public sector payment infrastructure and supporting Treasury Single Account (TSA) collections in Nigeria.

It also reflects the Federal Government’s sustained push to improve transparency, enhance revenue assurance, and enable real-time visibility into collections across Ministries, Departments, and Agencies (MDAs).

Through its integration with the RevOP platform, Interswitch continues to enable secure, end-to-end processing of payments initiated via the portal.

Transactions are seamlessly routed into the TSA framework, ensuring compliance with Federal Government financial regulations while supporting efficient and accountable revenue management.

Leveraging its robust payment infrastructure, Interswitch facilitates multiple payment channels, including card and digital payments, delivering a seamless and reliable experience for citizens, businesses, and government agencies fulfilling their payment obligations.

Speaking on the development, Muyiwa Asagba, managing director, INCLUSIO at Interswitch, said the company remains committed to supporting government-led financial reforms through secure and efficient payment solutions.

“Interswitch is proud to continue supporting the Federal Government’s drive toward greater transparency and efficiency in public revenue management. Our role on the RevOP platform reflects our commitment to delivering secure, seamless, and compliant payment infrastructure that enables all stakeholders to meet their obligations with confidence,” he said.

Interswitch’s continued role on the platform builds on its longstanding experience in supporting critical national payment infrastructure and collaborating with regulatory and financial institutions to drive digital transformation across Nigeria’s public sector.

Its infrastructure is designed to ensure high transaction uptime, real-time processing, and secure data handling, all essential for effective public revenue collection.

By deepening its participation on the RevOP platform, Interswitch further strengthens its position as a trusted partner within Nigeria’s evolving digital payments ecosystem, while continuing to support initiatives that promote fiscal transparency, operational efficiency, and sustainable governance across government institutions.

Businesses are moving beyond questions of whether to evolve and focusing instead on how to scale innovation and stay ahead in a rapidly changing market.

It is within this context that Interswitch will host the Interswitch Retail Summit come April 23rd, 2026, at the Marriott Hotel, Lagos.

The forum is set to convene senior decision-makers including CEOs, CTOs, and CFOs, alongside industry thought leaders and strategic partners, for a focused conversation on what is working in today’s market, what is changing, and what lies ahead.

With the theme, “The Modern Retail Playbook: What Works, What’s Changing, What’s Next?”, the event signals a deliberate shift from high-level discourse to practical, execution-focused insights. As macroeconomic realities continue to pressure margins, businesses are being forced to rethink operational efficiency, optimise cost structures, and identify new pathways to growth.

A key driver of this transformation is the increasing centrality of digital payments within the retail value chain. Once viewed as a back-end enabler, payments have now become a frontline determinant of customer experience, influencing everything from speed and convenience to trust and brand loyalty. This shift is particularly pronounced in Nigeria, where consumers are rapidly embracing digital and contactless payment options.

At the same time, the rise of omnichannel commerce is redefining how retailers engage with customers. Physical stores are no longer standalone channels but part of a broader, integrated ecosystem that includes online platforms, mobile applications, and digital marketplaces.

For many businesses, the challenge lies in building the infrastructure required to deliver a seamless experience across these touchpoints while maintaining operational efficiency.

The Interswitch Retail Summit will explore these dynamics in depth, with sessions expected to address payment innovation, data-driven decision-making, and the role of technology in driving scalability and resilience. Beyond insights, the forum is positioned as a platform for collaboration bringing together stakeholders who are collectively shaping the future of commerce in Nigeria.

Speaking ahead of the event, Muyiwa Asagba MD, Commercial Inclusion, Interswitch Group, highlighted the urgency for businesses to rethink traditional approaches in the face of ongoing disruption.

“Nigeria’s retail landscape is being reshaped by a combination of economic realities and digital acceleration. Today’s consumers expect speed, convenience, and consistency across every touchpoint, and businesses must evolve to meet these expectations. The real opportunity lies in how effectively retailers can integrate payments, data, and operations into a single, seamless ecosystem.”

He noted that while many organizations have made incremental progress in digitization, the next phase of growth will be defined by deeper integration and smarter use of technology.

“At Interswitch, our focus is on enabling businesses with secure, scalable solutions that not only simplify transactions but also unlock value across the entire retail chain. No single player can drive this transformation alone. Platforms like the Interswitch Retail Forum create an opportunity for industry leaders to share practical insights, challenge existing models, and co-create solutions that will define the next phase of growth for retail in Nigeria.”

As competition intensifies and consumer expectations continue to rise, execution will increasingly become the defining differentiator.

Success will depend on how effectively organisations align strategy with technology, leveraging payments, data, and partnerships to build more agile, responsive, and resilient operations.

Ultimately, the Interswitch Retail Summit represents more than a convening of industry voices. It is a timely call to action for stakeholders to rethink, recalibrate, and redefine what the modern retail playbook should look like in a rapidly evolving economy.

For Nigeria’s retail, Quick Service Restaurant (QSR), and hospitality sectors, the future will belong to those who can move decisively from insight to execution, quickly, strategically, and at scale.

The event took place on Friday at the company’s headquarters in Victoria Island where senior executives, brand leads and agency partners attended, alongside journalists and content creators.

The advert premiere also outlined a wider marketing drive across television, radio, digital and outdoor platforms. Cherry Eromosele, executive vice-president for Marketing and Communications at Interswitch, said the campaign reiterates the company’s belief that payments should work seamlessly in the background of daily life.

“At Interswitch, we have always believed that payment should be a seamless part of everyday life, and therefore our brands Verve and Quickteller reflect this philosophy every day,” she said.

She described Quickteller as a platform built for people who take action. “The mindset of the Quickteller customer is that of a go-getter. The typical Quickteller customer doesn’t sit and wait for things to happen to them. They run it.”

The new Quickteller commercial centres on that message. It shows everyday situations where people move quickly, solve problems and keep going. Bills get paid, transfers go through, and opportunities are taken without delay. The campaign theme is “Run It!”.

Eromosele said the advert salutes what she called the “can do spirit” of African consumers and shows how the platform supports transactions “at the speed of topped for our users across multiple transaction channel touch points.”

Alongside Quickteller, Interswitch also introduced a new brand commercial for Verve, its card scheme with more than 100 million cards in circulation across Africa.

“We couldn’t be prouder of how far we’ve come with Verve as a brand,” she said, describing it as “African most successful indigenous Payment Card Scheme.”

The Verve advert focuses on what executives repeatedly called the African spirit.

“So what’s the African spirit? The African spirit is vibrant. It’s beautiful. Is undaunted and focused on enjoying the good life,” she said.

The commercial carries the line, “Verve makes infinite red seamless, because when we show up for each other, that’s when we truly live this is the good life.”

The event stressed that Verve goes beyond payments, pointing to VerveLife, its fitness and wellness platform, which has run for eight years and engages consumers around healthy living.

Chidi Okpala, who leads growth marketing for payment tokens under the Verve brand, said the business has grown by staying close to users.

“In fact, as we speak, we’re looking at about 115 million, and still counting, we have over 80 million active cards as we speak today,” he said, adding that Verve holds between 75 and 80% of Nigeria’s card market.

He linked that growth to feedback from customers. According to him, requests to use Verve cards on platforms such as Google Play and Netflix pushed the company into new partnerships.

“We got feedback like that, I want to be able to transact on Netflix with my record. That feedback we took seriously,” he said.

The event also addressed the creative process behind the campaigns. Tomi Ogunlesi, divisional head for Brands, Communications, Content and CSR, said the adverts were produced locally.

“For us, this was a deliberate creative decision underscoring Interswitch’s belief that African stories are best told by African voices,” he said.

“In an era where artificial intelligence is increasingly used to simulate storytelling, the team chose a different path, eschewing artificial intelligence (AI) in favour of organic, emotionally driven filmmaking that captures real faces, real places, and real emotions!”

The company confirmed that the Verve campaign will run across multiple African markets, while the Quickteller rollout will focus mainly on Nigeria.

Executives noted that Quickteller’s services differ by country, with Nigeria offering a bigger ecosystem that now includes transport bookings, flights, and property listings under Quickteller Homes.

They explained that users can rent apartments, book short lets and even buy land through the platform, adding that properties listed there are verified to reduce fraud.

The Interswitch management said the Quickteller and Verve TV commercials would begin airing in the coming days, stressing that payments should not interrupt life, but should simply work.

With a scholarship pool now exceeding ₦40 million, Interswitch is doubling down on its commitment to nurturing the next generation of engineers and data scientists.

This year, the company has introduced a major policy shift: Parents and guardians can now register their wards directly, bypassing the traditional school-only entry requirement.

The Prize Structure: A 5-Year Investment

Unlike one-off cash prizes, Interswitch’s prize model is designed as a long-term academic hedge for winners, spread across a five-year tertiary education cycle:

• Grand Prize: ₦15 million scholarship + monthly stipends.
• 1st Runner-up: ₦10 million scholarship + monthly stipends.
• 2nd Runner-up: ₦5 million scholarship + monthly stipends.
• The “Final 9”: High-performance laptops and technical tools for all top nine finalists.

Why “Parent-Direct” Registration Matters

By opening registration to individual parents (previously limited to school-sponsored groups), Interswitch is decentralizing access.

This move addresses the “gatekeeper” problem where students in schools without active STEM coordinators were often left out of national opportunities.

“At Interswitch, we strongly believe that Nigeria’s future will be shaped by how well we nurture today’s young minds,” says Cherry Eromosele, executive vice president at Interswitch. “Season 8 remains focused on creating opportunity, rewarding merit, and inspiring excellence.”

The InterswitchSPAK 2026 Summary

Building the “Innovation Bedrock”

For a company that processes billions of transactions, Interswitch’s investment in STEM isn’t just philanthropy, it’s ecosystem maintenance.

The African tech space currently faces a massive shortage of homegrown senior engineers.

By identifying top talent in SS2 (Year 11), Interswitch is creating a “pre-seed” funnel for the local talent market.

Furthermore, by providing laptops and stipends, they are reducing the “digital divide” for high-performing students from lower socio-economic backgrounds, ensuring that merit, not just money, drives the future of Nigerian tech.

The inaugural Innovation Product Demo Day, a three-day innovation showcase, which took place from at the Interswitch Innovation Lab Co-Working Space in Lagos, was designed as both a celebration of ingenuity and a catalyst for collaboration, the Product Demo Day reinforced Interswitch’s commitment to building scalable digital solutions and infrastructure that power Africa’s evolving digital economy.

Over the course of three days, teams unveiled a wide range of working prototypes, new product features, and emerging concepts, engaging in open dialogue that encouraged idea exchange, integration opportunities, and customer-centric problem solving.

Speaking on the significance of the initiative, Adaobi Igwe-Okerekeocha, chief innovation officer, Interswitch, said:

“The Interswitch Product Demo Day is more than a showcase. It’s a space where our teams can test ideas, learn from one another, and see the real-world impact of their work. It strengthens collaboration, builds technical capability, and inspires both our people and the wider tech community to keep shaping the future of technology.”

The event also featured student innovators from Landmark University and Redeemer’s University, who presented solutions developed through the Interswitch Discovery Series, an initiative designed to nurture future-ready technical talent and strengthen Africa’s innovation pipeline.

The students showcased products built from the skills and insights gained through the programme, underscoring Interswitch’s long-term investment in talent development and ecosystem sustainability.

Each presentation opened the floor for robust discussion, with participants offering feedback, asking critical questions, and sharing perspectives on how solutions could be refined, strengthened, and scaled.

This collaborative environment reinforced Interswitch’s approach to innovation as a continuous learning process, grounded in execution, accountability, and real-world impact.

The successful execution of the Interswitch Product Demo Day 2026 further underscores the company’s focus on innovation as a strategic driver of growth and industry leadership.

By encouraging collaboration across teams and adjacent product areas, the company continues to break down silos and unlock greater value from its collective talent and expertise.

Interswitch is also poised to take to market a robust portfolio of exciting new products that will redefine the digital experience, elevate standards across the industry, and demonstrate its commitment to shaping the future of technology at scale.

As digital payments and infrastructure continue to advance across Africa, Interswitch remains committed to empowering its teams to explore boldly, build responsibly, and deliver resilient solutions that redefine how businesses, communities, and consumers interact with technology at scale.

Lauded as Nigeria’s largest STEM competition for senior secondary school students, it concluded on a high note after months of nationwide assessments, problem-solving challenges, and competitive stages involving over 18,000 registered participants.

16-year-old Saint Riman of Adedokun International Schools, Ota, Ogun State, emerged as the overall winner and was crowned Nigeria’s Best STEM Student, receiving a ₦15 million scholarship.

David Okorie of Caleb International College, Magodo, Lagos State, secured the First Runner-Up position with a ₦10 million scholarship, while David Solomonezemma of Deeper Life High School, Enugu State, emerged as the Second Runner-Up, bagging a ₦5 million scholarship. All winners also received brand-new laptops in addition to other exciting prizes.

While presenting the awards, Cherry Eromosele, executive vice president, Group Marketing and Communications, Interswitch, commended the students for their discipline, resilience, and exceptional intellectual performance.

She said:

“InterswitchSPAK was created to inspire and reward excellence in STEM education while equipping young Africans with the skills to tackle real-world challenges. These winners have demonstrated remarkable promise, and by supporting their education, we are reaffirming our belief in the power of young people to shape Africa’s future through innovation and science,” Eromosele said.

Beyond the top three winners, other finalists received brand new laptops and exciting cash rewards for outstanding performance, alongside their teachers who were also celebrated and rewarded for their critical role in nurturing talent.

This holistic approach reinforces Interswitch’s commitment to sustainable educational development through collaboration between students, educators, and institutions.

Now in its seventh year, InterswitchSPAK has become a highly respected platform, serving as a pipeline for discovering, developing, and empowering the next generation of scientists, engineers, technologists, and innovators.

Through this initiative, Interswitch continues to highlight how strategic private sector investment in education can drive innovation, reward merit, and contribute meaningfully to national development.

The successful conclusion of InterswitchSPAK 7.0 underscores Interswitch’s leadership in advancing STEM education as a catalyst for socio-economic growth, preparing Nigerian students to compete confidently on the global stage while shaping Africa’s innovation-driven future.

Through mentorship sessions, networking forums, and active engagement during the startup pitch competition, the company provided practical insights, exposure to developer-friendly platforms, and guidance on building scalable digital businesses.

The Kano Startup Weekend (KSW) 2025 is the flagship entrepreneurship and innovation event hosted by the Kano State Government through the Kano State Information Technology Development Agency (KASITDA).

Aligned with the Kano State Digital Transformation Agenda (2025–2030), the event aimed to ignite Kano’s startup ecosystem, foster collaboration, and position the state as a leading hub for technology and innovation in Nigeria and beyond.

The weekend featured pitch presentations from startups across technology, education, agriculture, mobility, and digital services, complemented by expert-led sessions on product development, funding readiness, customer acquisition, and scaling strategies.

These engagements equipped founders with tools to refine their ideas while connecting with partners capable of supporting their next stage of growth.

Giving his keynote speech, Patrick Okebu, chief information officer, Interswitch, emphasised the strategic importance of supporting regional innovation ecosystems.

He said:

“Kano Startup Weekend reflects the depth of entrepreneurial potential emerging from Northern Nigeria. At Interswitch, we recognise that innovation thrives when founders have access to the right platforms, mentorship, and enabling infrastructure. Our support for this event aligns with our commitment to empowering startups with payment and digital commerce solutions that help them build confidently, scale sustainably, and compete effectively in today’s economy.”

Beyond individual mentorship and the pitch sessions, KSW 2025 created opportunities for meaningful collaboration between the public sector, private organisations, investors, and the startup community, demonstrating how strong partnerships can accelerate innovation and drive inclusive economic growth.

The success of the inaugural Kano Startup Weekend highlighted the growing momentum within Kano State’s technology ecosystem and the increasing role of strategic partnerships in driving inclusive innovation.

Interswitch noted that initiatives such as KSW are critical to expanding economic opportunity, nurturing local talent, and strengthening Nigeria’s broader digital economy.

Through its sponsorship and active participation, Interswitch contributed meaningfully to the success of the Kano Startup Weekend.

The engagement reinforced the company’s position as a trusted partner to founders, developers, and innovation enablers across Nigeria and beyond while highlighting its commitment to supporting platforms that foster entrepreneurship, skills development, and regional collaboration.

As Big Tech faces global scrutiny for monopolistic behaviour, intrusive data practices, and algorithm-driven echo chambers, African startups are showing another way forward.

What makes them different? Necessity.

African companies operate in some of the toughest environments.  Competition is fierce, friction everywhere, and failure unforgiving.

Survival is by delivering tangible value to customers fast.  Those unaligned with customers die in the ruthless dynamic that births innovative, impactful technology.

Across the continent, homegrown solutions built for local realities are transforming financial inclusion, agricultural productivity, education access, and healthcare.

Unlike Silicon Valley thought experiments chasing inflated multiples, they are built on survival, security, and empowerment, fundamentals that keep communities and economies alive.  Designed for real-world problems, they scale with purpose.

A platform that extends working capital to an informal trader in Nairobi, or delivers agronomic advice over a feature phone in rural Uganda, can adapt to any market that prizes resilience.

Human-Centred Technology

Africa’s strength is keeping people at the centre of innovation.  As AI, automation, and advanced analytics reshape industries, Africa’s ecosystem deploys them as tools alongside humans, not as replacements.

4G Capital is a leader in this space.  We serve micro-enterprises excluded from the formal financial system, providing short-term unsecured loans coupled with free business skills training.

We size loans based on risk and affordability and our human staff build trust, coach clients, and create relationships.  Technology assists: humans lead.  That balance is critical, something the world needs to relearn.

The lesson is that to ‘scale through automation’, enduring models understand human behaviour, and work with it, not against it. African tech ecosystem understands this intuitively.

What it Takes to Win

Three things must converge to realise the African opportunity: capital, infrastructure, and policy.

According to the 2022 Africa Tech Venture Capital Report, African startups raised US$6.5 billion in 2022, despite global downturns^. Funding dipped to US$3.5 billion in 2023, but early 2024 numbers suggest a rebound, led by fintech, climate-tech, and health-tech.

The continent also sits on over US$4 trillion of under-utilised domestic wealth.  It is time for Africa to invest in its future, rather than await external validation.

International venture capital has a catalytic role, but the deepest and most sustainable capital pools are local.  The next phase of growth will come from African institutions backing African innovators at scale.

Digital rails, mobile networks, payment systems, and data connectivity, are arteries of this new economy.

The Mobile Economy Sub-Saharan Africa 2023 Report estimates that mobile penetration has passed 85% across sub-Saharan Africa, and internet penetration on track to exceed 50% by 2030.

Without these rails, even the best products will stall before reaching scale.  Encouragingly, infrastructure build-out is underway, from undersea fibre projects like Google’s Equiano cable to rapid expansion of mobile money ecosystems.

The challenge now is affordability and last-mile access.

Finally, governments must create enabling environments with fair, consistent taxation and predictable regulation. Harmonisation across borders could unlock a 1.4 billion-person continental market, supported by the African Continental Free Trade Area (AfCFTA), projected to boost Africa’s income by US$450 billion by 2035.

The difference between an Africa that leapfrogs and one that stalls is how it chooses to foster business growth.  Policy is the silent multiplier of innovation.

Execution Over Narrative

This is Africa Rising 2.0. The first wave brought optimism and narrative.  This wave must execute.  Investors should look just at who builds models that empower citizens, generate real returns, and scale sustainably.

For too long, African innovation was framed in ‘potential’ now it is about delivery.  Across the continent, consistent results are emerging from unforgiving markets. Governments must be enablers rather than obstacles for private enterprise to create prosperity.

Digital solutions for cross-border trade, finance, and mobility can unlock unprecedented earning potential.

Inclusivity is key. Deployment must be designed to fit local realities, reaching as many people as possible including those using feature phones.

Africa’s Distinctive Advantage

Unlike ecosystems that chase dominance and scale first, then scramble to retrofit ethics, African solutions start with purpose.

Whether it’s a mobile payments platform lending to unbanked farmers, or an edtech delivering lessons through basic SMS, solutions do not chase abstractions but solve immediate, human needs.

Pragmatism is Africa’s competitive advantage.  It creates business models that are naturally resilient, inclusive, and harder to disrupt.

In a world where Big Tech is facing questions of trust and legitimacy, Africa’s approach, grounded in necessity and human focus, offers a blueprint for a better digital future.

Investors are noticing. Africa is home to seven unicorns and counting, led by fintech giants like Moniepoint, Flutterwave, and Interswitch.

Thousands of ‘gazelles’ (fast-scaling companies just below unicorn status) are building solid businesses with strong fundamentals and will deliver the next decade’s outsized returns.

The world needs a new tech model.  Human-centred, inclusive, and purposeful,  Africa is already building it.

Africa Rising 2.0 will be won by relentless execution, smart capital allocation, and enabling governments.  If we get it right, Africa won’t just “catch up” to the global digital economy. It will help drive it.

*Wayne Hennessy-Barrett is the founder/Executive Chairman of 4G Capital, an award winning fintech in East Africa growing business with working capital loans and enterprise training.