In a bid to bridge financial inclusion gaps and offer secure banking solutions to both urban and rural communities in Nigeria, SmartCash presents a user-friendly avenue to manage your finances as a Payment Service Bank (PSB).

Backed by Airtel Nigeria, SmartCash PSB commenced operations in May 2022, with the aim of extending financial services, particularly to underserved regions, via its innovative banking approach.

SmartCash brings banking convenience right to your fingertips, no matter your location within Nigeria.

With a simple dial of *939#, you unlock a world of possibilities – from money transfers to bill payments, airtime top-ups, and more.

Say farewell to lengthy bank queues and intricate paperwork. Traditional bank accounts are no longer a necessity.

Utilize the SmartCash app, USSD codes, or Web Channels on your mobile device, and you’re all set.

How to Create SmartCash Wallet

Easily deposit funds into your SmartCash wallet and keep track of your balance. Need to add funds?

1. Just dial *939*0# followed by your PIN, and follow the straightforward prompts.
2. To check your balance, use the same code – *939*0#.

Should you require enhanced features, SmartCash has got your back. Elevate your account by typing *939*0# and inputting your PIN.

Enjoy access to a host of additional features for your utmost convenience.

Rest assured, security is paramount. Modifying your account PIN is effortless and smooth. Dial *939*0#, input your PIN, and adhere to the prompts to safeguard your funds.

SmartCash forms a crucial part of the Central Bank of Nigeria’s mission to democratize banking services. With agents strategically positioned across Nigeria, assistance is never far away.

In essence, SmartCash streamlines your financial dealings. With SmartCash, banking becomes as straightforward as sending a text message. Whether you reside in a bustling metropolis or a tranquil village, SmartCash is poised to streamline your money management.

Ready to take the reins of your financial journey? Dial *939# and embark on the future of banking today. It’s banking, simplified for you.

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