For most crypto users today, managing money means managing several applications at once. One app to hold or save assets, another to spend them, another to send across borders, and another to trade or invest.

And despite years of on-chain financial activity, most users have nothing to show for it when it comes to accessing credit.

Transactions that would build financial history and unlock borrowing power in a traditional system are invisible to the institutions that decide who gets access to credit. NectarFi was built to replace that fragmented and unrewarding reality with a single, coherent experience.

Before opening to the public, the company spent months building and refining its platform in private access, onboarding over 1,000 users across Nigeria, South Africa, Kenya, Ghana, Thailand, Indonesia, Brazil, and Argentina.

That period allowed the team to test real financial behaviour across diverse markets and build toward a launch experience grounded in how people actually use money globally.

The platform gives users a complete financial toolkit in one place. They can hold and manage digital assets in a self-custodial wallet, spend via VISA cards and global payment rails, trade crypto without gas fee constraints, and invest in tokenised stocks alongside traditional crypto assets.

Users can also transact across bank transfer systems in Nigeria, PIX in Latin America, APACA scan in Southeast Asia, and Swift internationally. Blockchain operations run in the background on user-controlled infrastructure, with a familiar interface that requires no complex wallet knowledge to navigate.

Critically, NectarFi is also working toward making on-chain financial history count. The platform is designed to recognise the transaction activity users have already built, laying the foundation for credit access that reflects the financial lives crypto users are actually living rather than the ones legacy systems were built to see. Supporting features include in-app communication and financial planning tools.

The platform is designed with security and responsible access as foundational priorities, aligned with evolving regulatory frameworks across its operating regions.

NectarFi is built on Solana and works with infrastructure partners including Perena, Raincards, Xstocks, Ondo, Jupiter and Privy, and has processed over $7.2 million in transaction volume since beginning private access.

The company has raised $170,000 in early funding to support product development and expansion.

Commenting on the launch, Felix Daniel, the founder and CEO said,

“Crypto users have been spending, saving, and transacting for years with nothing to show for it when they need credit or a complete financial experience. We built NectarFi to change that. From PIX in Brazil to bank transfers in Nigeria to Swift globally, this is one app that works wherever you do.”

Stephanie Okeke, COO and Co-founder added,

“Most people do not think about the pipes that move water through their homes. They just turn on the tap. We built NectarFi so that crypto users can finally have that same experience with their money, powerful infrastructure working quietly underneath a financial life that actually makes sense.”

NectarFi is now available globally, with plans to expand its full feature set across regions over time.

This enables Nigerian crypto users to gain exposure to leading MNCs via a blockchain-native interface, bypassing traditional channels. 

Bitget has also joined the Global Markets Alliance by Ondo Finance, a coalition of industry leaders working to standardise and promote interoperability for tokenised securities, driving the adoption of tokenised RWAs such as stocks, ETFs, and more.

Available through Bitget Onchain, Nigerians now have access to tokenised shares of leading U.S. companies, including Apple, Tesla, Amazon, and more. This user-first solution unlocks high-profile equity exposure, frictionlessly bridging crypto and global traditional finance. 

By joining Ondo’s Global Markets Alliance, Bitget joins other trusted infrastructure partners, exchanges, custodians, and DeFi platforms to unlock borderless access to high-quality financial products.

As part of this partnership, Nigerian traders will soon be able to access over 100 tokenised U.S. equities, ETFs, and money market funds, expanding their investment universe beyond traditional crypto assets.

Why it matters for Nigerian investors:

• Global access, local advantage: Invest with NGN using crypto-native methods—no forex hassles or brokerage mandates.
• 24/7 market availability: Trade anytime—no more waiting for international market hours.
• Lower entry barrier: Fractional access to top-tier equities with reduced transaction costs and full transparency on-chain.

“Tokenisation is the next frontier in finance allowing everyday investors in Nigeria to access Wall Street with ease,” said Gracy Chen, CEO of Bitget. “Our xStocks and Ondo integration marks a leap forward in giving Nigerians diversified, borderless asset exposure.”

These offerings align with Nigeria’s evolving crypto regulation framework from the SEC’s updated digital asset rules to increased clarity in transaction oversight ensuring Bitget’s commitment to compliance while delivering innovation. 

Next Steps for Nigerian Traders

1. Create or log in to your Bitget account.
2. Complete the KYC verification process.
3. Visit Bitget Onchain to explore tokenised U.S. equities.
4. Explore Ondo-backed assets to diversify into tokenised ETFs and money markets.