You know how sometimes you’ve been using something for years and suddenly find out it does a million other things you had no clue about?
Yeah… that’s me and the UBA Mobile App.
For the longest time, I thought it was just for checking my account balance, sending money, and maybe topping up airtime if I was feeling like it.
Then, on a boring sunny afternoon, I started clicking around, and boom, it turns out that I have been treating the app like a calculator with transfer features.
So, in case you’ve also been sleeping on it like I was before, let me put you on 7 surprisingly useful features that have been hiding in plain sight on the UBA Mobile App.
1. Biometrics for Transfers & Log In (Face ID & Fingerprint)
Forget typing your password every time, like it’s 2010. With biometrics, you can log in or authorize transfers using Face ID or your fingerprint.
It’s faster and more secure
2. Add Multiple Accounts
If you have more than one UBA account, for personal use, business, or side hustle, you can link them all on the same mobile app and switch between them without logging out.
3. Group Transfers
To send the same amount to multiple people, instead of repeating the process over and over, you can create a group transfer, which makes the process less stressful.
This is perfect for team payouts, group contributions and other payments.
4. 2FA on Transactions of ₦200k and Above
High-value transactions deserve extra security, and UBA delivers with Two-Factor Authentication.
Once you cross ₦200,000, you’ll get an extra layer of verification to keep your money safe. You can choose from the options of biometrics, OTP or, secure pass.
5. Cardless Withdrawals at ATMs
To withdraw from an ATM without using your card, you can use the app to generate a secure code and withdraw cash from a UBA ATM instantly.
6. Log Transaction Disputes
On the UBA mobile, one can log a dispute for failed or incorrect transactions right from the app and track the status. This eliminates the need to go to a physical branch and the countless mail trails of resolution
7. NIBSS QR Payment
To make payments directly from your account, there is a feature to scan the NIBSS QR code.
This means you have cut out typing account numbers over and over again.
The UBA Mobile App isn’t just an app. It’s a full-service bank that fits in your hand. From the security features to time-saving tools, it’s built to make life easier and a little cooler.
I leave you to this. Next time you open it, don’t just check your balance and leave. Take time to explore and you might just discover a feature that makes you wonder how you have been banking without it.
Yet to download the UBA Mobile App? Click here for Android and here for iOS.
