Zedvance Finance Limited, a prominent player in Nigeria’s consumer and business financing space, has announced a major milestone in its strategic shift toward enterprise growth, disbursing over ₦96 billion to commercial businesses within a single year.
The company, which launched its Commercial Solutions arm in 2025, is leveraging its 11-year legacy to move beyond retail lending.
By focusing on timely liquidity for high-growth sectors, Zedvance aims to bridge the financing gap that often hampers the scaling of local enterprises.
A Pivot Driven by High-Growth Sectors
The ₦96 billion funding has been deployed across critical pillars of the Nigerian economy, including Oil & Gas, Fintech, Agriculture, Renewable Energy, and E-commerce. Through a suite of products, ranging from working capital and invoice discounting to equipment finance, Zedvance is enabling businesses to strengthen operational resilience despite macroeconomic headwinds.
Speaking on the firm’s purpose-built model, Adedayo Amzat, the group managing director of Zedcrest Group, emphasized the intentionality behind their flagship Liquidity Solutions product.
“We are proud of our accomplishments so far, especially the impact we’ve made in sectors that are critical to economic development. For instance, through solar and asset on-lending, we have helped to expand energy access and improve income opportunities for gig workers by financing mobility asset platforms across Nigeria. Because our customers are at the heart of our business, we were intentional about designing our flagship product, ‘Liquidity Solutions’ to allow businesses unlock faster credit delivery across all high-growth sectors. This has proven impactful as we continue to witness our clients record great successes,” Amzat said.
Amzat further noted that these tailored structures, which include inventory and import financing, allow businesses to optimize cash flow and accelerate turnover.
Technology and Strategic Partnerships
The rapid growth of the Commercial Solutions business, achieving one of the highest disbursement rates in the industry, is attributed to its tech-driven, risk-moderated approach.
Ayooluwa Oladimeji, acting executive director, Commercial Solutions, highlighted that the firm’s success in 2025 was fueled by partnerships with key ecosystem players.
“In 2025 alone, Zedvance Commercial Solution business recorded tremendous growth, driven by strong partnerships and a rapidly expanding portfolio. We are proud to have supported a range of businesses including; Shekel Mobility, Tradegrid, Sapphire, CredPal and other ecosystem partners. Beyond these successes, our focus remains on strengthening credit access across Africa’s commercial ecosystems to enable businesses scale with confidence and resilience,” Oladimeji stated.
The 2026 Outlook: ₦250 Billion Target
Building on this momentum, Zedvance has set an ambitious target to disburse over ₦250 billion in 2026. This expansion will target off-grid power, smart devices, agribusiness, manufacturing, and hospitality.
By scaling its reach, the firm aims to solidify its mission of accelerating enterprise growth through broader credit access across Africa’s commercial landscape.
For investors and business owners, Zedvance’s pivot represents the growing importance of non-bank financial institutions in providing the agile capital necessary for industrial expansion when traditional banking channels face liquidity constraints.
